Some people understand the importance of retirement planning. Others understand that estate planning is something they need to do without delay. And those who want what’s best for them and their family realize that they should tackle both. Retirement planning and estate planning go together hand in hand. You shouldn’t do one without the other, … [Read more...] about Retirement Planning and Estate Planning: Do Them Both
Most people look forward to the day when they’ll finally be able to hang up their work boots and enjoy themselves in retirement. Even if it’s a long way off, it’s the steps you take today that will allow you to live your best life in the future. There are a variety of retirement planning questions you must address, all of which are meant to … [Read more...] about Have You Addressed These Retirement Planning Questions?
Your Social Security check stops when you die. Your financial institution legally must return any payments that are received after you die. Is your family going to be able to weather this major disruption to the household income? Hopefully you are not counting on VA benefits or your federal annuity to close the gap in cash flow; they will stop at … [Read more...] about Retain Your Reserve Fund
You have likely heard how important it is to save for your retirement since you starting working. Likewise, you probably starting stashing as much money as possible as soon as your started working. There is certainly no debate that saving for your retirement is essential; however, if you end up significantly over-funding your retirement you can run … [Read more...] about Estate Problems As A Result of Over-Funding Your Retirement Plan
If you want to keep active during retirement, a business is a great way to do so. Choosing the right retirement business may seem tricky, but it doesn’t have to be. Consider the Market The first step is understanding your local economy and the current market. Consider what is missing. Do you have an idea for a one-of-a-kind product that you … [Read more...] about Choosing the Right Retirement Business
Do you know how you will pay for your living expenses when you retire? If you don’t have enough retirement savings, you may have to continue working longer than you would like, or if you are unable to work, you may have to sell assets to pay bills. If you don’t currently have a plan in place, or if you haven’t given much thought to your plan, you … [Read more...] about Creating a Strong Retirement Plan
Medicare is a Federal health insurance program that falls under the Social Security Program. It provides benefits primarily for people age 65 or older, but people younger than age 65 can qualify for Medicare, including those who have certain disabilities and those with permanent kidney failure. While Medicare helps with the cost of health care, … [Read more...] about Medicare Benefits – Answers to Commonly Asked Questions